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Payment Modes

Payment is an integral part of online shopping experience. We believe in providing our customers' choices, convenience, and trusted/secured payment options. Thus at, you can shop with confidence knowing that your payments are always secured & Safe.

We accept all DD, Cheques, Cash deposits, Net Banking ( NEFT, RTGS Etc…). Should you have any question or concerns on our payment options, please do not hesitate to contact us at customer support.

Payment Modes

  • Demand Drafts ( DD )
  • Cheques ( A/c Payee )
  • Cash Deposits
  • NEFT
  • RTGS

Demand Drafts ( DD )

A Demand Draft (DD) is a negotiable instrument. Or a pay order issued by the bank on behalf of the payer / buyer to the Payee / Texoking. A bank issues a demand draft to a client (drawer/buyer), directing another bank (drawee) or one of its own branches to pay a certain sum to the specified party (payee/Texoking).

Demand drafts are difficult to countermand. Demand drafts can only be made payable to a specified party, also known as pay to order. Demand drafts are orders of payment by a bank to another bank.

Since the amount in Rupees mentioned in the DD is already collected by the bank from the drawer/ buyer a Demand Draft never gets bounced.

This is one of the safest modes of payments.

Cheques ( A/c Payee )

A Cheque is a document or a Negotiable Instrument that orders a bank to pay a specific amount of money from a person's or firm’s account to the person in whose name the cheque has been issued. The person writing the cheque, the drawer, has a transaction banking account where their money is held. The drawer writes the various details including the monetary amount, date, and a payee (Texoking) on the cheque, and signs it, ordering their bank, known as the drawee, to pay that person or company (Texoking) the amount of money stated.

Cheques were developed as a way to make payments without the need to carry large amounts of money. While paper money evolved from promissory notes, another form of negotiable instrument, similar to Cheques in that they were originally a written order to pay the given amount to whoever had it in their possession (the "bearer").

Cash Deposits

To make a payment to Texoking you can prefer the nearest branch of Axis Bank.

Note : Please mail scan copy of the pay-in slip to


The full form of NEFT is "National Electronic Funds Transfer (NEFT). The NEFT is a nationwide payment system facilitating one-to-one funds transfer. Under this system, individuals, firms, and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the system.

There are no limitations on the amount in NEFT. You can make a NEFT of any amount.


Real time gross settlement systems (RTGS) are specialist funds transfer systems where the transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. "Gross settlement" means the transaction is settled on one to one basis without bundling or netting with any other transaction. Once processed, payments are final and irrevocable.

RTGS systems are typically used for high-value transactions that require immediate clearing. In some countries, the RTGS systems may be the only way to get same day cleared funds and so may be used when payments need to be settled urgently.

The minimum limit for RTGS is Rs.200000/- (two lakhs only), There is no upper limit for RTGS.